Surplus Wealth is a sacred trust which its possessor is bound to administer in his lifetime for the good of the community. Andrew Carnegie

Walking In God’s Favor: Remember: A stingy planter gets a stingy crop; a lavish planter gets a lavish crop. I want each of you to take plenty of time to think it over, and make up your own mind what you will give. That will protect you against sob stories and arm-twisting. God loves it when the giver delights in the giving. 2 Corinthians 9:7 MSG

Your Greatness Is In What You Give, Not What You Own

Why would God say He loves a cheerful giver? Giving is an emotional experience that involves the heart.  The word of God says that where your treasures are, that’s where your heart will be also. You must make giving a part of your day to day Christian experience. Here’s how to start.

  • Pray…Ask for God’s power to change your heart. David asked  God for a clean heart. Only God has the ability to change hearts. God can transform your thinking if you give Him permission.
  • Seek…Discover God’s wisdom in His Word. Turn off the TV,  iPad, cell phone and unplug. Get into a regular Bible study group. How can you walk in God’s wisdom if you rarely read His divine road map?
  • Fellowship…Rub shoulders with people who are generous givers of their time, talents, treasure (money) & temple(body) in honor of God. Hang around people who live a stewardship lifestyle and are great examples of faithfulness.
  • Share…Tell your experience to others of how God has blessed your faithfulness. Many times you do not realize God is all you need, until God is all you got.

You Do Not Have To Be Wealthy To Give Generously

People can give more when they are not in bondage to debt and credit cards.  It is difficult to give cheerfully to the Kingdom when you have overextended yourself financially. Learn to say “No” to the person in the mirror and “Yes” to the Giver & Creator of life.

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To Move Forward You Must Give Back

You are invited January 27th to our Financial Peace University Class held at First Church 1303 Evangel Drive Huntsville, Alabama. Ardella and I will share our story how Financial Peace University helped us to become debt- free. The class is open to the community and you are welcome.

Prayer of Blessing: Lord, teach us to become generously givers.

Michael J. Vance is the co-host of a weekly podcast Better Husband Father Man hub for all things; parenting, marriage, and self-improvement. He is a financial & benefit risk manager with Hundley Batts & Associates Insurance Agency  and co-founder of Stewardshipofwealth.com  Ardella Vance volunteers her time, talents, and financial resources to causes she is passionate about. She is a gifted educator and a Master Guide in the Pathfinder Club, a global organization empowered to teach life and leadership skills to young people. The Vances have been married well over 3 decades and share their lives with four adult children and nine exceptional grandchildren. They currently reside in Huntsville, Alabama and blog from their workbook “Stewardship of Wealth”.

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What I possess God owns. Howard Dayton

Walking In God’s Favor: Don’t worry about anything. Instead pray about everything. Tell God what you need and thank Him for all He has done. Philippians 4:6 NLT

Stewardship Principles For Life

We were first introduced to stewardship principles by Elder Harold Lee. A young family with four children, Ardella was a stay-at-home mom, while I was serving in the United States Navy at Rough & Ready Island in Stockton, California. Our life’s spiritual journey has never been the same.

God has placed in each of you an abundance of potential, and you must make the choice to develop, or not to develop your God-given gifts. After learning and practicing stewardship principles for over 25 years, we have discovered certain levels of stewardship in which people are living consciously or unconsciously, each day of lives.

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Level 1 Stewardship Life Lessons

The first lesson you must learn in Level 1 Stewardship, is that God is the Creater/Owner of everything, and you are only a manager, apprentice, or steward. This spiritual truth must become the foundation of your life. You can easily become a millionaire and be a million miles away from God, if you do not internalize this truth.

The second lesson you must learn in Level 1 Stewardship, is to put your faith and trust in God. God will supply all you need according to His riches in glory. The wiser steward you become, the more God can trust you with, because He knows you can handle it. The Level 1 Steward walks by faith and not by sight.

Leadership Is About Stewardship Not Ownership

Why is it, when God blesses you with a good education, you worship the education? God blesses you with a successful business, and you worship the business. God blesses you with talent, and you worship the talent. Instead of worshiping the Gift Giver, you worship the gifts. The Level 1 Steward learns to worship God as Creator/ Owner and giver of all gifts. Stay focused on the dream God has placed inside you. Remember keep praying, keep believing with God all things are possible.

You are welcome to visit our Financial Peace University January 27th at 4pm.  Discover how practicing stewardship principles can change your life.

Prayer of Blessing: Lord teach us to become faithful stewards.

Michael J. Vance is the president of the Huntsville Independent Insurance Agents Association co-founder of Stewardship Of Wealth.com and a financial & benefit-risk manager with Hundley Batts & Associates Insurance Agency   Ardella Vance volunteers her time, talents, and financial resources to causes she is passionate about. She is a gifted educator and a Master Guide in the Pathfinders Club, a global organization empowered to teach life and leadership skills to young people. The Vance’s have been married well over 3 decades and share their lives with four adult children and nine grandchildren. They currently reside in Huntsville Alabama, and blog from their financial guide ”Stewardship of Wealth“.

If you do not conquer self, you will be conquered by self. Napoleon Hill

Walking In God’s Favor: When I was a child, I spoke and thought and reasoned as a child. But when I grew up, I put away childish things. 1Corinthians 13:11 NLT

By constant discipline & self-control you can develop greatness in character

Moving from a Level 1 Stewardship life of struggle to Level 2 Stewardship the life of stability is an individual choice. Many of you cannot see yourselves  maturing from Level 1 Stewardship a life of struggle into Level 2 Stewardship a life of  stability; therefore you remain in a life struggle.

Level 2 faithful stewards learn to live on a budget and give their money a mission.  But more importantly, Level 2 faithful stewards are accountable to God. The Level 2 faithful steward has learned to say “no” to the person in the mirror.

One of the keys that differentiate Level 1 Stewardship the life of struggle from Level 2 Stewardship the life of stability is the will to delay immediate gratification for long-term goals. One sign of spiritual maturity is the will to choose long-term goals over short-term  gain.

Self-Discipline is the key ingredient to success  

I clearly remember our parents teaching us the connection between work and money.  As a kid, they would give my two younger brothers and me money for doing chores like cutting the grass, raking leaves or washing the car.  As soon as I received my money, I would run down to the corner grocery store to spend every penny I had earned on Chinese Sweet & Sours Balls, Red Hots, banana flavored Now & Laters, and  my favorite, Hostess Chocolate Twinkies.

My parents would comment how  I had holes in my pocket when they observed how quickly I spent my money. They found teachable moments  to encourage me to save.  They planted seeds of wisdom like ” Money don’t grow on trees” in  my life.  My parents were the first teachers who sowed into my life the importance of working hard and saving money.

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The more discipline you become, the easier life gets

My truth is,  even today as an adult I struggle with the desire to spend money I don’t have, to  buy things I don’t  need, to impress people I don’t know.  That desire to spend money grew into an uncontrollable desire to have wealth without going through the process of  developing the discipline necessary to manage wealth.

In order for you to move to Level 2 Stewardship a life of stability you are going to have to go through the process. It’s your choice. You have the ability to become a better steward of your wealth. We are living examples that God will empower your life  to do that which you cannot on your own, do for yourself. Remember keep praying, keep believing, with God all things are possible.

You are invited to listen to WJOU Christian Radio Station Saturday 5pm December 8th  as we tell our story moving from Level 1 Stewardship the life of struggle to Level 2 Stewardship the life of stability.

Michael J. Vance is the president of the Huntsville Independent Insurance Agents Association co-founder of Stewardship Of Wealth.com and a financial & benefit-risk manager with Hundley Batts & Associates Insurance Agency   Ardella Vance volunteers her time, talents, and financial resources to causes she is passionate about. She is a gifted educator and a Master Guide in the Pathfinders Club, a global organization empowered to teach life and leadership skills to young people. The Vance’s have been married well over 3 decades and share their lives with four adult children and nine grandchildren. They currently reside in Huntsville Alabama, and blog from their financial guide ”Stewardship of Wealth“.

Your faithfulness in handling what God has given you will determine your success. Noel Jones

Walking In God’s Favor: Remember that it is the Lord your God who gives you the power to become rich. He does this because he is still faithful today to the covenant that he made with your ancestors. Deuteronomy 8:18 (GNT)

Faithfulness Lives Where Love Dwells 

Level 3 Stewards humbly recognize the awesome power of God’s favor in their lives. You can feel God’s protection covering your life and you have personally experienced over and over again God opening doors for you.  You know God has given you the power to have the surplus in your life.

Level 3 Stewards cheerfully give their first fruit off the top and then some. You have moved beyond the 10% tithe and generously give a love offering out of your surplus. You have a personal covenant with God and are living examples of what faithfulness is all about.bahamas 1

I agree with Antonio McGinnis when he says in his book The Game Is Deep  “There is no greater feeling than being prepared for every opportunity when it comes your way”.  The Level 3 Stewards live each day as if it’s their last day, but plan as if they are going to live forever.

God IS Faithful To Give You Hope When You Are Hopeless

Most of you know instinctively, that you should have a will and last testament, living health directive and power of attorney in the invent of a major accident or accidental death.  But how many of you invest in the time to secure these valuable life documents. You spend more time planning for a vacation then you do planning for your life.

When Ardella and I invested in the time to plan our future lives together, it was very enlightening. We begin to think about our financial assets and the kind of legacy we desired to leave to our children and grandchildren and soon to be great-grandchildren. We considered the physical and medical challenges of aging together gracefully.  More importantly,  we shared our deepest thoughts of how we each wanted to live our last days and hours of life on this planet.

Many of you will never experience Level 3 Stewardship in your lifetime. You will never feel the peace of  God in this area of financial maturity and responsibility.  You have no desire to move past the known life of stability into the abundant life of sustainable surplus.austin-texas 1Your Faithfulness Makes You Trustworthy To God

The Level 3 Steward’s life has become a reservoir of God’s bountiful blessings.  Blessing seems to overflow in the Level 3 Steward’s life.  I heard someone say it like this, ” I am drinking from my saucer because my cup is overflowing”.  When  God showers His blessing down on the faithful in Level 3 Stewardship, they wisely store some of their surplus for their future, their legacy, and for the storms of life.

Prayer of  Blessings: Lord, our life is in Your hands.

Michael J. Vance is a financial & benefit-risk manager with Hundley Batts & Associates Insurance Agency , president of the Huntsville Independent Insurance Agents Association and the co-founder of Stewardshipofwealth.com  Ardella Vance volunteers her time, talents, and financial resources to causes she is passionate about. She is a gifted educator and a Master Guide in the Pathfinders Club, a global organization empowered to teach life and leadership skills to young people. The Vance’s have been married well over 3 decades and share their lives with four adult children and nine grandchildren. They currently reside in Huntsville Alabama, and blog from their financial guide ”Stewardship of Wealth“.

 

Regardless of what happended yesterday, if you will stick with the Lord today, your yesterday doesn’t have to control your tomorrow. Tony Evans

Walking in God’s Favor:  Each of you should use whatever gift you have received to serve others, as faithful stewards of God’s grace in its various forms. I Peter 4:10 NIV

You Rise By Lifting Others

Level 4 Stewardship is one of the best ways to describe the heart of a servant. Many faithful stewards start off as servants but end up as celebrities. They become addicted to the attention, unaware that always being in the spotlight blinds you.

God can trust the level 4 Stewards with wealth, power, and influence. The heart of the Level 4 Steward is in giving service to God. Level 4 Stewards makes sure the decisions they make honor God and build His Kingdom.

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Great Leaders Must Become Great Servants

There are four areas of life the Level 4 steward focuses on: How you care for your body (temple),  how you invest your time,  how you develop your talents or gifts, and how you manage your money(treasures). This is a wholistic approach to servant leadership.

God wants all of you, not just little pieces of you. The Level 4 Steward accepts the truth that God owns it all, and you are only caretaker. Level 4 Stewards think like a servant, with God being the owner.

Authentic Leaders Have A Servant Heart 

To think like a servant requires a change in your heart. A servant thinks more of how you can serve others rather than serve yourself. Once you have a transformed heart, you no longer focus so much on your own needs, but turn your heart to the needs of others.

Prayer of Blessing: Lord, give me the mind of a servant leader.  Give me the integrity to serve others not for my personal gain but for Your glory. Help me to see beyond my needs and see the needs of others around me. Guide me in caring for my body temple, so your spirit may have a healthy dwelling place.  Lord reveal to me each day where to best invest my time. Empower me with your spirit to reach my highest potential. Guide me to wisely share my wealth in order to build your kingdom and help those with less wealth.

Michael J. Vance is the co-host of a podcast Better Husband Father Man, a hub for all things; parenting, marriage and self-improvement. He is a financial & benefit risk manager with Hundley Batts & Associates Insurance Agency  and the co-founder of Stewardshipofwealth.com  Ardella Vance volunteers her time, talents, and financial resources to causes she is passionate about. She is a gifted educator and a Master Guide in the Pathfinders Club, a global organization empowered to teach life and leadership skills to young people. The Vance’s have been married well over 3 decades and share their lives with four adult children and nine grandchildren. They currently reside in Huntsville, Alabama and blog from their workbook ”Stewardship of Wealth“.

We could never learn to be brave and patient, if there were only us in the world. Helen Keller

Walking in God’s Favor: Consider it pure joy, my brothers and sisters, whenever you face trials of many kinds, because you know that the testing of your faith produces perseverance. Let perseverance finish its work so that you may be mature and complete, not lacking anything. James 1:2-4 NIV

Patience Is Not The Ability to Wait, But How You Act When You Are Waiting

There are no short cuts to Level 4 Stewardship; a life of sustainable increase and significance. You must be willing to go through the process. Gospel music icon James Cleveland wrote a song that says ” Please be patient with me. God is not through with me yet.” Level 4 Stewardship is a lifelong journey, not a destination. You must be in it, to win it.

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After raising four successful children of our own, Ardella and I understand the power of patience and prayer when you have teenagers and toddlers in your home. When your authority is challenged, your sanity is questioned, and your energy level is depleted, it takes patience to love the blessings of parenthood.

Great Things Come Out Of Patience

We believe God, the Source of all power, is working in our lives even when you can’t see it or don’t believe it. One of my favorite biblical leaders is Joseph. Reading his life story is absolutely incredible. Joseph’s own brothers put him in a pit to die, then decided it was smarter to sell him into slavery for money. He served 14 years in prison for a crime he didn’t commit. He was falsely accused of sexual harassment by his boss’s wife. His partners in prison forgot their promises they made to help him when they were released from prison.

With all this history, at the young age of 32, Joseph became one of the most powerful and wealthiest leaders in Egypt; second only to Pharaoh. Joseph shows us the power of patience when you have purpose in your life. Inside of Joseph ‘s heart, the seeds of greatness were planted when he was only 17 years old. He didn’t know when or how long it would take to mature. So when the storms of life came upon Joseph, he kept his confidence in the Source of All Power working on his behalf.

Have Patience All Things Are Difficult Before the Become Easy

Growth can often seems like a painful and fearful process. When the Creator calls you to Level 4 Stewardship, you sometimes feel uneasy and uncomfortable with yourself. Like Joseph, you can trust in the Source of All Power in your life. Our Creator will do whatever is best for your good and what will ultimately give Him glory. Like Joseph, you can ultimately say, “What others meant for evil, God meant for good.”


Remember when the Creator calls you to Level 4 Stewardship, He has already equipped you to handle going thorough the process. The process is not graded on the speed of your growth as much as is it on how strong you become. God will use your entire lifetime to prepare you for eternity. As you travel this spiritual discovery of Level 4 stewardship, keep in mind, masterpieces takes time.

Prayer of Blessing: Creator God, thank You for having patience with us.

Michael J. Vance is the co-host of a weekly podcast Better Husband Father Man  a hub for all things parenting, marriage and self-improvement. He is a financial & benefit risk manager with Hundley Batts & Associates Insurance Agency  and the co-founder of Stewardshipofwealth.com  Ardella Vance volunteers her time, talents, and financial resources to causes she is passionate about. She is a gifted educator and a Master Guide in the Pathfinders Club, a global organization empowered to teach life and leadership skills to young people. The Vance’s have been married well over 3 decades and share their lives with four adult children and nine grandchildren. They currently reside in Huntsville, Alabama and blog from their workbook ”Stewardship of Wealth“

Man has two great spiritual needs. One is for forgiveness. The other is for goodness. Billy Graham

Waking in God’s Favor: Love prospers when a fault is forgiven, but dwelling on it separates close friends. Proverbs 17:9 (NLT)

Without forgiveness there is no future 

In our society people will take advantage of you. They will scheme, swindle, and fraudulently go after your wealth. People like Bernard Madoff, who perpetrated over a 50 billion dollar Ponzi scheme, have made money their God. They have no problem ripping you off, if it puts money into their pockets. They knowingly take advantage of their influence, power, and wealth.

Forgiveness is a divine quality the comes from God

Level 4 Stewards practice the spiritual principle of forgiveness.  They have personally experienced the transformational power of forgiveness in their own lives and extend that kind of forgiveness to others.

Forgiveness is critical to the healing process

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When someone takes advantage of you, your faith can help you heal from your loss in many ways. Forgiveness is not an option for Level 4 Stewards. They extend grace to others, learn from the experience, and move on with their life’s mission. You can only experience this kind of forgiveness when you are connected to the Source of forgiveness.

Prayer of Blessings: Lord, place Your spirit of forgiveness in our heart.

Michael J. Vance is the co-host of a weekly podcast Better Husband Father Man a hub for all things parenting, marriage and self-improvement. He is a financial & benefit risk manager with Hundley Batts & Associates Insurance Agency and the co-founder of Stewardshipofwealth.com Ardella Vance volunteers her time, talents, and financial resources to causes she is passionate about. She is a gifted educator and a Master Guide in the Pathfinders Club, a global organization empowered to teach life and leadership skills to young people. The Vance’s have been married well over 3 decades and share their lives with four adult children and nine grandchildren. They currently reside in Huntsville, Alabama and blog from their workbook ”Stewardship of Wealth“.